Loan against the fixed deposit maybe given to the depositors at the discretion of the Bank.Ĭompetitive interest rates and flexible tenure to suit your needs. Loan against FD - Avail of a loan facility up to 90% of principal and accrued interest. Instant liquidity – Get an overdraft against your FD or opt for premature withdrawal (subject to applicable T&C). The minimum amount for opening a term deposit account is Rs 1000/. Safety of your funds and assured returns on your investment. Invest in fixed deposits with Saraswat Bank and make use of various features that help you meet your life goals.